Today, the Moroccan Council of Government has given the green light to Law No. 21.24, introducing specific provisions under the compulsory basic health insurance scheme.
This newly approved law is designed to extend coverage to individuals who can afford contributions but are not presently engaged in any paid or unpaid activity. Minister of Health and Social Protection Khalid Ait Taleb championed the bill, emphasizing its focus on ensuring that insured individuals, particularly those affected by chronic medical conditions, benefit from compulsory health insurance, even if they cannot afford contributions.
Following the Council’s decision, Mustapha Baitas, Minister Delegate for Relations with Parliament and Government Spokesperson, highlighted key exemptions outlined in the bill. Individuals covered under this scheme will be exempted from the three-month probationary period specified in Law No. 60.22 on compulsory health insurance for those capable of paying contributions but not actively employed or engaged in unpaid work.
Moreover, the bill includes provisions allowing exempt individuals to claim reimbursement for services covered by the mandatory health insurance system or its managing organization, effective from their enrollment date starting January 1, 2024.
These measures reflect a broader effort to enhance access to essential healthcare services for vulnerable populations and reduce the financial burden associated with medical expenses, fostering more equitable healthcare provision nationwide.
Minister Khalid Ait Taleb emphasized in an earlier televised interview this year that there is no legal Moroccan citizen without healthcare coverage. He outlined three types of healthcare plans offered by the state, catering to various segments of society: AMO Solidarity for socially disadvantaged individuals with low purchasing power, AMO TNS for workers without wages, and AMO Salary for wage-earning workers.
Since expanding basic health coverage to former beneficiaries of the Medical Assistance Scheme (RAMED), AMO-Tadamon membership has now exceeded 10 million individuals, underscoring the significance of these efforts in broadening healthcare access across Morocco.
